When are we saved??

I would say that, unquestionably, when we are saved, we are definitely going to be eternally in God's presence. The deeper question is, "When are we saved?" We are saved when we have complete and sole faith in the atoning death and resurrection of Christ, and not in anything that we have done or can do, for our salvation (Ephesians 2:8-9). As long as we have such faith, we have the assurance of God's Word that we are saved and are going to spend eternity with God. Jesus said that His sheep will never perish, and that no one can snatch His sheep out of His hand (John 10:28). Such inner saving faith, and the transformation that the presence of God the Holy Spirit produces within the Christian as a result of that faith, should then be outwardly evident in the Christian's obedience to God. As Jesus also said, a tree is known by its fruit (Luke 6:43-45), and His sheep hear His voice and follow Him (John 10:27). It is not this obedience (or any work that the Christian may or can do) that saves the Christian, but this obedience is the result of, and the willing and grateful response to, the salvation that the Christian has received through faith